Kentucky First-Time Homebuyer Guide

Taking your first steps toward homeownership in the Bluegrass State? You’ve chosen an exciting time to enter Kentucky’s housing market. With its mix of vibrant cities like Louisville and Lexington, charming small towns, and peaceful rural communities, Kentucky offers diverse options for first-time homebuyers.

Our comprehensive guide will walk you through everything you need to know about purchasing your first home in Kentucky – from understanding local market trends and state-specific programs like the Kentucky Housing Corporation’s (KHC) First-Time Homebuyer Program to navigating the mortgage process and finding the perfect neighborhood for your lifestyle.

Whether you’re dreaming of a historic home in Lexington or a new construction in growing areas like Richmond or Somerset, we’re here to help make your Kentucky homeownership dreams a reality.

Meet Your Experts

Shaunda Hildebrand, REALTOR

Originally from Montana and now based in Central Kentucky, Shaunda brings extensive knowledge and a personalized approach to help you find your perfect home. As a mom, horse owner, and military relocation professional (MRP), she understands the importance of your family’s ‘must-have’ list and prioritizes your needs. With a solid background in real estate from a young age, Shaunda specializes in building on bare land, expanding existing properties, and identifying the ideal home for both your family and animals to thrive.

Having grown up in a military family, with her son, husband, and father all serving in the armed forces, Shaunda is particularly attuned to the unique challenges military families face during relocation. Her experience as an MRP allows her to offer valuable insights and assistance when navigating the complexities of military moves, ensuring a smooth and stress-free transition.

As an Accredited Buyer Representative (ABR), Shaunda is dedicated to providing exceptional service and tailored guidance throughout the buying process. Backed by Keller Williams Commonwealth, she combines her market expertise and effective marketing strategies to ensure a seamless real estate journey.

Dana Clayton, Senior Loan Officer

I believe in the value of home ownership and understand the importance of finding the right loan to achieve your goals. I have a deep understanding of the many loan programs Keller Home Loans offers, and I work closely to understand each client’s needs, and find mortgage solutions to best fit their financial goals. Throughout the borrowing process you can count on me to be a trusted guide through the loan process and ensure that your loan is completed thoroughly, accurately, and on time. I am backed by a dedicated team of operational experts and state-of-the-art technology designed to make the loan process easy and efficient. Whether you’re looking to purchase, refinance, or take out a home equity loan, I will be happy to talk with you about your current needs, and your long-range goals to find a financing program that works best for you. Contact me today to get started!
NMLS # 2070581

Join us for our next First-Time Homebuyers Seminar!

Start the Search for Your Dream Home Today

What do people say about Shaunda?

"I can’t say enough good things about Shaunda. Luckily I requested an agent from realtor.com and was put in contact with Shaunda around October 2023. She was always quick to respond to any questions I had, she worked with me and my schedule and was always accommodating. She planned out great routes when I wanted to see houses and always did the behind the scenes work flawlessly. Let me tell you, I drug this woman all over the state of Kentucky and she never complained. We finally found a great house and was able to close at the end of July. Meaning Shaunda put up with me and my indecisiveness for at least 9 months. She is a great person, professional, adaptable, diligent, kind, proficient, and experienced. She has a trove of knowledge and was just a pleasure to work with."

Kaleigh F

Eubank, KY / Jan 2023

"Shaunda was very responsive and willing to answer any and all questions we had. She helped us push our deal through in time for our contract. Give her the contact info of all the people you have to talk to and she will put in the work to keep everyone moving forward. Very supportive and we appreciate her very much."

Chance B

/ Jun 2023

"She will listen to what you want...find what you are looking for, goes the extra mile to help. Very friendly and outgoing. Willing to help. Someone I’m glad we got to know !"

Barb E

/ Jun 2023

"I am very pleased with the progress. She was very helpful and I would recommend her to anyone trying to buy property in her area."

Don L

/ Jul 2023

"Shaunda was great to work with and so very helpful. She made everything easy. I highly recommend her.
"

Rhonda V

/ Jun 2023

"Shaunda is so excellent to work with and so sweet and friendly. She does not miss any details and is very trustworthy and genuinely caring. I felt so safe having her represent me as a first time buyer. I highly recommend working with her and hope to again in the future!
"

Chloe C

/ Jul 2023

Interested? Let's Talk!

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Shaunda Hildebrand

REALTOR®

License #: 285190

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